One of the many challenges of substance abuse is the financial component associated with drug and alcohol addiction treatment and medical detox. For many suffering from drug and alcohol addiction, the idea of where to start to pay for recovery services can be intimidating; however, many insurance companies provide coverage for those seeking help.
Drug and alcohol detox treatment services can be covered by insurance and many insurance companies including Aetna, United Healthcare, and Blue Cross Blue Shield of Arizona (BCBSAZ) provide different levels of coverage depending on each individual’s health care plan. The Affordable Care Act (ACA) in the United States requires that health plans cover both substance abuse treatment and mental health services as essential health benefits. Services include but are not limited to:
- Inpatient care: Hospitalization for detox and rehabilitation.
- Outpatient care: This includes counseling and therapy needed to support the individual seeking services.
- Diagnostic testing services and lab test
- Medication-Assisted Treatment (MAT)
- Behavioral Health Treatment
Will there be any out-of-pocket expense for drug and alcohol detox treatment services?
This depends on the health care plan in place and the levels of coverage they provide. There are restrictions that some insurance plans carry and some require patients to see a preferred provider, meaning they can only go to those providers for their care to be covered by their health plan. Some of their plans have restrictions on the length of treatment, offering coverage for 30-90 days for example, so it is important to understand the plan for treatment and how insurance will cover it in the long haul.
To learn more about what insurance covers, speak with your healthcare provider. Some facilities have Addiction Treatment Specialists that can help discuss options for treatment and financing as well. Scottsdale Recovery and Detox Center® has a vast array of support and services for those struggling with mental health issues and substance abuse. If you or someone you love is in need of treatment, we can easily verify your insurance and help provide options. Learn more by visiting scottsdalerecovery.com or call 1-888-NODRUGS.
