Providence Health Plan Insurance for Addiction Recovery Treatment

Providence Health Plan primarily serves individuals in Washington, Oregon, California, Alaska, and Montana.

Locate the leading Providence Health Plan rehab treatment programs and detox placements.

It is considered as the third largest nonprofit healthcare system in the States, which provides coverage for half a million people nationwide that have a Providence health plan. Providence has extensive coverage options for its members, and is an integral part of a network that covers around million healthcare providers all around the country.

About Providence

Providence Health PlanProvidence provides its members with a lot of different plan options to choose from, and offers them many additional benefits to promote good health and enhance a healthy lifestyle. One of those benefits is providing access to FitTogether that offers several programs and services, including lots of helpful information that’s delivered to members via email, a monthly newsletter, classes on health and wellness, and a registered nurse hotline (ProvRN) that provides instant medical advice and is available 24/7. They offer their members one more helpful tool called myProvidence. MyProvidence is a secure online website where members can track their health plans, get medical information and records, review their claims, and estimate how much the treatment would cost even before they obtaining their services. Providence is a health insurance and health services provider that works with both individuals and employers and provides insurance coverage and quality healthcare for its members, covering an array of health needs, including drug rehab.

Our team works side by side with a lot of medical insurance companies, with both out of network and in-network health insurance providers. We can assist you and help you find the Providence Health Plan rehab center that works best for you, and limit, or possibly cut out the up front costs. We always give our best to find the best and most suitable rehab options around your desired region, and help you find the rehab facilities, rehab treatment programs and therapy that fit your requirements the most.

Does Providence Health Plan Cover the Price of Drug or Alcohol Rehab

Most of the private health insurance plans cover some type of drug and alcohol addiction treatments and offer mental health benefits, and it’s most likely that your Providence Health Plan plan includes those options as well. What we need to figure out is exactly which treatment center will accept your policy, and what your out of pocket fees will be. We will be here to give you assistance during this whole process. It’s exactly what we’re here for. If you want to get started, give us a call or contact us via e-mail. Leave it up to one of our team members to have a look at your benefits and provide you with your best detox or rehab choices, for you or your loved ones.

Substance Abuse Covered Services by Providence Health Plan

Here are the different types of insurance plans that are offered and what’s covered. Here’s a general overview of them:

Preferred Provider Organization (PPO): Individuals can choose to go to a provider they choose by themselves without needing a referral. In-network providers are typically the most affordable options.

Health Maintenance Organization (HMO): Individuals can choose between in-network providers and they need a referral for specialized services. Providers that are out-of-network are not covered.

High Deductible Health Plan (HDHP): This plan is for individuals who want to pay lower monthly premiums and therefore they usually have to pay more out of pocket money in order to reach a higher deductible amount before their services get covered.

Health Savings Account (HSA): Individuals often combine it with an HDHP for eligibility, HSA is a tax-advantaged account that people can put money into and pay for medical expenses when they need to.

How to Find and Enroll in a Covered Rehab Treatment Program

If you want to use a Providence health plan in order to pay for rehab treatment programs, you generally need to start with your primary care physician (PCP) who will then give you a referral to specialty services which include drug rehab. It’s up to you to make sure that the rehab center you choose is an in-network provider, or if not, what your costs might be and how much of the out-of-network costs would be covered. The staff at a rehab facility can help you and your family determine if the insurance that you have can cover your rehab costs and how much your out-of-pocket expenses would be.

You can also contact Providence’s customer service center that is available for calls from 8 AM to 5 PM. They will help you with any questions you might have regarding your providers and coverage, and provide you with the information and tools you need in order to make an informed decision.

Here’s how you’ll beat your addiction and begin your future

The first thing to do is call our available consultants.

In some cases, it’s very important that you consult with an expert, as sometimes residential rehab may not be seen as medically necessary until a patient has first tried an outpatient program, didn’t work well for them and they relapsed. Most of the insurance companies usually require the “medically necessary” designation so that they can cover the treatment. An individual will need referral by his primary care physician first, even though this isn’t necessary required for all plans. Some states may have different plans that cover a range of rules and services surrounding how the coverage works. It’s always helpful to ask for more information by contacting the behavioral health department of your state of residence.

Even if your residential treatment is not covered 100 percent in a particular plan you choose, that doesn’t mean that nothing is covered either. For example, your plan might cover detox and group therapy sessions. Some of the available plans might cover your therapy only, and others might cover alternative care as well, such as chiropractic care, or art or music therapy as long as they are a valid part of an approved rehab treatment program.