If you’re battling with drug or alcohol addiction, your doctor will probably suggest getting treatment at an outpatient or inpatient facility. If you or your doctor decide that it’s best to go to an inpatient facility, that would mean that you’ll need to stay overnight. If you go to an outpatient facility, you’ll only need to come during the day. The time you’ll have to stay varies between different programs.
As we said, health-care plans do vary, and patients sometimes don’t have the same levels of coverage. Sometimes, one detox center might be covered, and another not. The availability of coverage depends on the severity of the patient’s addiction, which is usually determined through a mental and physical examination conducted by a doctor. This will aid the insurance company to make an informed decision and provide you with the suitable rehab treatment programs.
Does Cigna Cover Rehab?
Cigna PPO health plan offers access you to a big network of health providers.
As a nationwide health insurance provider, Cigna is really dedicated and works towards giving its members the best possible level of care they could. Cigna offers coverage for alcohol and drug addiction rehab and detox placement. Some rehab treatment programs and rehab facilities are covered by Cigna, but it mainly depends on the program you and your doctor choose, and the level of care that you’ll be getting. Options may also vary by region and state of residence. If you want to find out a little more about the specifics of your Cigna coverage, continue reading as we’ll try to cover each part of it right here.
Rehab facilities are usually the next part of your recovery, right after you go through a detox program. Rehabilitation will teach you valuable strategies that will help you lead a clean life of sobriety, and avoid using alcohol or drugs in your future. There are a lot of different types of rehab centers that can be available to you. It is of huge value that you take some time to discuss the topic with a source that you can trust, so that you can get accurate information regarding your situation.
The Length of Addiction Treatment that Cigna Will Cover
Your available options as a Cigna member will help get you on the road towards recovery and eventually sobriety as well. All rehabilitation processes are lengthy endeavors, but if you commit 100% to it, recovery is possible. Most of the rehab facility programs last around 30 to 90 days, and a lot of them also recommend continued after-care. Cigna might offer you a partial coverage for your stay in the rehab facility, which is why it’s important that you know the details of your policy.
Your insurance policy with Cigna can even allow you to get help in a private rehab center. They are usually less crowded and have been known to offer better care than most public facilities. Nonetheless, both types of facilities are discreet and confidential.
Finding the Best Treatment and Verifying your Coverage
We know that all of this information can be a bit overwhelming, particularly if you or a loved one is suffering through an alcohol or drug addiction right now. Not to worry, as knowledgeable advisors will be available and here to help you throughout the whole process and will help you verify your insurance coverage and find the most suitable treatment for you. Call our 24/7 hotline if you need any assistance.
What are the Similarities Between Outpatient and Inpatient Treatment?
Outpatient and inpatient treatment programs topically use the 12-step program that’s also used by Narcotics Anonymous (NA) and Alcoholics Anonymous (AA). These treatments usually include one-on-one counseling, group therapy, medical care, education on drugs and alcohol, and family therapy.
Your counselor or doctor will be there to help you decide if you should go with an outpatient or inpatient treatment.
The choice usually depends on:
- The severity of your addiction.
- Your living situation.
- Your family support.
- Your mental health.
- How you’re planning on paying for the treatment.
Inpatient treatment can be either a part of a hospital program or can be found in special clinics. You’ll get therapy during the day or the evening and you’ll need to sleep at the facility.
Inpatient treatments are a good option when:
- You gave outpatient treatment a try but it didn’t work for you.
- You have other mental or physical health problems as well.
- Your home situation is a source of stress for you and it makes it hard for you to avoid temptation and stay away from alcohol or drugs.
- There isn’t an outpatient treatment clinic close to where you live.
Your treatment may last for 1 to 6 weeks, which mostly depends on the individual and how the recovery process is going. After your inpatient treatment, you will be advised to go to more counseling, group therapy, and even an outpatient treatment. Inpatient treatment may also be residential, which would mean that you’ll stay in the facility for a few months.
Outpatient treatment is the treatment that occurs in counselors’ offices, hospital clinics, mental health clinics, or local health offices. The difference is that you don’t stay overnight for the treatment.
Outpatient treatment can be a valid option if:
- You can’t take a leave of absence or you don’t want to or can’t quit working.
- You want to stay close to your loved ones.
- You feel safer in your home and can stay away from alcohol or drugs there.
- Inpatient treatment is not affordable to you.
In order for the outpatient treatment to work for you, the important thing to do is go to sessions regularly and look for other support as well, such as Narcotics Anonymous or Alcoholics Anonymous meetings.
Whether you decide on an outpatient or inpatient treatment, what’s important is to be committed so that you can get to a sober or drug-free lifestyle faster. If you follow your treatment, you’ll get to make a lot of healthy changes to your life and keep alcohol or drugs out of your life forever.