Addiction Treatment Services for Aetna Insurance
Scottsdale Recovery’s addiction treatment services are here to help you navigate the difficulty with finding alcohol or drug treatment. We can verify your Aetna insurance coverage first, and then help to explain what your benefits are, and how we can work together to help you find the best possible program that works for you.
Our insurance verification technicians can best provide you with rehabilitation that fit’s in your budget and accepts your Aetna policy. We do that by maximizing the use of your available benefits. You can call Aetna and have them explain what your benefits are and give you listings of in-network facilities but that won’t provide you with a full picture your options. With our guidance you can really understand everything there is to know about your health insurance and all rehab treatment programs available to you.
Here’s how we can help:
- We’ll review the insurance plan you have with Aetna.
- We’ll help you determine if you are covered for your drug or alcohol addiction treatment.
- We’ll determine what kind of treatments you have available and how much your Aetna insurance covers.
Over the years of working in the field, we have gathered up a lot of experience, especially from working with various treatment programs and industry leaders, which has given us the chance to connect hundreds of people with the appropriate centers. Together we have helped them find the best rehab treatment available that would take their insurance as payment, and drastically reduce or sometimes even eliminates their extra, out-of-pocket costs.
Here’s how Addiction Treatment Centers Work with Aetna
A lot of people do not even know what the plan that they have covers. Sometimes not even your insurance company can say for certain which of the claims will actually be approved or denied. Well, we actually do. We have worked with many health insurance providers and we can give you the best possible advice that anyone can offer you in times like these.
What we’ve found is that Aetna’s insurance is often times the best way to go, especially when it comes to drug or alcohol addiction treatment centers and rehab treatment programs. Aetna is among the best insurance options out there, as they usually tend to allow longer stays in the rehab facilities, if required, and they cover a larger portion of your costs. Your open choice PPO plans allow for you to choose between many licensed providers out there to get the care you need.
You can be sure that we’ll never recommend a rehab treatment facility to you, if we do not believe that it meets or even exceeds our standards of a comprehensive, effective and client-centered program. Our main focus is to help you find out what type of treatment is best for you and offers the level of care that you deserve.
Many people that seek help to beat addiction start by looking for the path of least resistance. Here, we help you finally understand what you truly need, not what you believe you want or need.
What Treatments Are Covered by Aetna?
In the past, you needed a referral to a residential or in-patient program – a process which might take up to 28 days. Nowadays, we don’t follow that standard treatment any more. Instead, we have an individual approach to each person regarding the different modes of treatment available and their stage of drug or alcohol addiction.
Aetna covers patients for detoxification, inpatient, residential, partial hospitalization and intensive outpatient programs.
Inpatient Treatment Coverage
Aetna covers a semi-private room and board and other services at a licensed residential treatment facility, hospital or psychiatric care facility.
Outpatient Treatment Coverage
Aetna covers the costs of rehab facilities, both outpatient and inpatient treatments, and psychiatric hospitals. Your plan even partially covers hospitalization services involving medically directed intensive or intermediate short-term treatment for alcohol and drug addiction.
Aetna’s Continuing Care Support
Drug or alcohol addiction treatment programs in Aetna also include a very important and valuable part, and that is continuing care support. What this consists of is weekly support groups, or even recovery meetings organized by former patients. One other important thing that’s included in the continuing care is the post-treatment therapy.
Recovering from alcohol and drug addiction doesn’t end when the treatment is over, addiction recovery lasts a lifetime. People achieve the best results in recovery when they continue to stay connected, follow a professional treatment program, and attend self-help groups and support groups.
Having that constant support reduces your chances of falling off the wagon, and relapsing. Although, if a person does relapse they need to seek professional help immediately and reestablish their recovery.
Out-of-Network vs In-Network Providers
In-network providers require people to only pay for their coinsurance or deductible amount.
If you choose to go with Aetna’s in-network providers you might be better off, since they are far less costly than out-of-network providers.
Paying the Difference
While your Aetna plan will cover the majority of rehab treatment programs, members will still need to pay the difference and provide the money for services not covered by their plan or copayments of any kind. They can fall back on their savings so that they can pay for the rest of their health care costs. Some of the other ways that you can use to help you pay for the difference are: annuities, reverse mortgages, and trusts. You should also discuss your payment plans with your rehab facility and see if they offer payment plans that will allow you to keep receiving treatment, but not worry about always paying upfront.
What You Need to Consider When Choosing a Treatment Program
When you’re trying to choose a suitable treatment program that would work best for you, you and your loved ones need to take a few factors into consideration. Although it’s very important that you choose a treatment center where you can use your insurance, it’s also crutial that the treatment center you choose fits your needs completely.
Other Aetna Insurance Coverage Benefits
What Aetna also offers is employee assistance program (EAP) coverage that helps you put your job on hold, and have it wait for you to come back once you’ve completed your rehab treatment program. Additionally, Aetna has Android and iPhone app that provides health info on the go and helps you with finding health care providers, medications, and so on. Aetna also has online options to help clients securely pay their bills, refill medications, check a claim, and check out their coverage details.
Aetna is among the most client-friendly and flexible insurance providers out there, and it especially works for people in need of an addiction treatment. If you have insurance with Aetna and you need a professional, high-quality treatment for alcohol or drug addiction, let us help you find the treatment that fits you best and takes care of your needs.