Choose Only Rehabilitation Centers That Accept Blue Cross In Washington State
One of the most important factors to consider in choosing a rehabilitation center is the acceptance of payment through insurance. This is because many rehab centers do not accept payment through insurance. When you consider the importance of health insurance, you may begin to wonder why a treatment center will choose not to accept insurance.
Objectives of health insurance
The two major objectives of health insurance are:
To get health care when you need it To protect your financial asset
Mortgage insurance and car insurance are not necessities because they have alternatives. Without a car you can still take a taxi or board transport buses. You can also rent an apartment if you don’t own one. But if you sustain a fracture in an accident, you have to raise some money to get treated by a doctor, there is no alternative. This is why health insurance is a must.
Secondly, a medical condition can wipe off your life saving and leave you in debt. So, to avoid that, it is important you purchase a life insurance.
Why some centers don’t accept insurance
Every reliable health insurance company like Blue Cross strikes a deal with several treatment centers. Treatment centers develop an agreement with some treatment centers on how their clients can receive payments from these centers and how the centers will be paid.
Some treatment centers do not have any agreement with any insurance providers. Such a center will not accept payment through insurance. On the other hand, some rehab centers accept insurance from only some insurance providers. This means that before you choose a treatment center, you must first be sure that it does not only accept insurance but it accepts insurance payment from your own health insurance provider.
Why you should stay away from centers that do not accept insurance
One thing about insurance companies is that they don’t just strike business deals with all treatment centers. They assess each center for competence, conducive environment, and highly sophisticated equipment before initiating a business relationship. So, if a particular treatment center does not accept insurance, it could be a sign of poor services or non-competence.
For instance, a very popular health insurance company is Blue Cross and there many rehabilitation centers that accept Blue Cross in Washington State. However, there are other rehabilitation centers that do not accept Blue Cross in Washington State. This is because the company has high standards and not all treatment centers meet their standard. Blue Cross works with only the best treatment centers.
This is not peculiar to Blue Cross alone. Just like how not all rehabilitation centers accept Blue Cross in Washington State, no single insurance company is accepted by all treatment centers. Now that you understand how it works, when a particular treatment says payment through insurance is not accepted, you should not see the center as being insensitive. It only means the center does not have any agreement with any health insurance company.
In conclusion, as insurance companies keep extending their coverage by signing up more treatment centers, the centers are also upgrading their services to meet the required standards. So, a treatment center that did not accept payment from your insurance provider several months ago may accept it now. Even if you don’t intend to pay through insurance, you should only choose rehabilitation centers that accept Blue Cross in Washington State because it is an indication that such centers offer premium services.